HOLY S**T WE'RE IN A RECESSION!!

EVERYBODY RUN!!!

No but really, all I've been hearing about for the past 6 months or so is how there's (ugh it's an annoying cliche to even write it anymore) "too much greed and corruption on wall street." Bankers and brokers were aggressively selling these high risk loans to those poor unsuspecting consumers who could not afford them. Although it seems to me that I should replace the words "poor unsuspecting" with adjectives I think are more appropriate: "greedy and naive." That's right, I said greedy and naive.
Banks were being aggressive yes, and they are certainly at fault for their irresponsibility. But what of the people who couldn't afford them? Were they completely in the dark about all this? Were they promised one thing and given something else once it was to late to look back? I am somebody who once had wayyyy to much wealth at my disposal, and am now a few g's in credit card debt. I admit it probably took me about 2 years to start to understand the value of a dollar...how 100 bucks is a ton of money and yet somehow minuscule at the same time. But it seems a lot of these people are signing their names without reading the fine print at the bottom, thinking only about what they want here and now. The print may be small and hidden, but it's definitely there, and there for a reason. How about we stop buying things we cannot afford maybe? Just maybe? I want desperately to own a home, but still have to pay rent because I can't even pay a few thousand dollars in credit card debt, let alone a hundred thousand for a mortgage.
President Obama said we must sacrifice, sacrifice to get out of this. He wasn't talking about distant politicians way out in D.C. who do our work for us. He was talking about you and me. It's time we started taking responsibility for our own actions. For my own actions. For YOUR own actions.